Comprehensive Car Insurance
Car Insurance Add-On
- Helps replace or repair your car
- Covers non-collision events such as fire, theft and vandalism
Learn More
What is comprehensive car insurance?
Comprehensive coverage is an add-on to your primary car insurance policy. It helps pay for losses from non-collision events such as theft or hail damage.
How Comprehensive Car Insurance Works
Comprehensive car insurance can help repair or replace your vehicle if involved in a covered event. The coverage excludes collisions with other vehicles or objects but helps pay for the following losses.*
Did you know?
When you file a claim, you pay your deductible before insurance pays the balance. Deductibles are usually $100, $250 or $500. Get a custom comprehensive car insurance quote to learn more.
Vandalism
You return to your car after a ballgame to find that someone has keyed your car. Your comprehensive car insurance can help you fix it.*
Natural Disasters
A lightning bolt strikes a tree branch, causing it to crash into your windshield. Your comprehensive auto insurance can help you replace it.*
Theft
You do some holiday shopping at the mall, and now that it's time to go home, your car is nowhere to be found. Thankfully, your comprehensive car insurance can help you replace it.*
Accidents with Animals
A raccoon breaks into your car through a cracked window and damages its interior. Your comprehensive car insurance can help you repair your car.*
Fire
Due to a wiring issue, your car's engine catches fire, and its warranty has long expired. Your comprehensive auto insurance coverage can help you repair the damages.*
Hail
A severe hailstorm dents your vehicle and cracks your windshield. Your comprehensive auto insurance can help you repair the damage.*
Frequently Asked Questions
Trusted by over 12 Million Customers & Counting
90+ Years
Over 90 years in business protecting our customers
Ranked by Forbes
Named one of America’s Best Insurance Companies by Forbes
12 Million Customers
Reliable, quality coverage for customers across 19 states
Start Your Quote
Customize your experience
Do It Yourself
Go your own way – get quick pricing and coverage options online.
*The information on this webpage only briefly describes coverages and may or may not be part of your policy. Insurance policy terms and conditions may apply. Coverage features and limits vary by state and may be subject to change. Some products are not available in every state. Discount availability and eligibility vary by state and policy terms. (Discounts may only apply to auto and property policies.) Please check with your agent and read the policy for exact details on coverages and exclusions.