Car Insurance Coverages
Protect yourself in the event of a car accident with car insurance designed to fit your needs and give you peace of mind.
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Car Insurance Coverage Types
Our car insurance is customizable. Add different coverages to your policy to protect everything that matters most.
What can an auto policy cover?
Coverage to Protect Your Car
Collision Coverage
Were you rear-ended or side-swiped in a car accident? Or did you do the same to someone else’s vehicle? Collision coverage protects you against collision or rollover damages, no matter who caused the accident.
Another driver bumps their car into yours as they back out of a parking spot. Collision coverage can assist with any repairs you may need.
Comprehensive Coverage
Comprehensive coverage helps protect you from damage caused by accidents that don’t involve colliding with another vehicle or object. Examples include hail damage, fire, flooding, theft, vandalism and collisions with animals.
Your car is parked under a tree, and a falling tree branch damages the windshield. Comprehensive coverage helps you get a replacement.
Liability & Car Accident Injury Coverage Types
Property Damage Liability Coverage
A single mistake can prove costly if your car damages someone else’s property. Property damage liability coverage brings that cost down — maybe even to zero.
You misjudge how close you are to the curb and your car breaks a neighbor’s mailbox. Property damage liability helps cover the purchase of a new one.
Bodily Injury Liability Coverage
If you cause a car accident that results in injuries, bodily injury liability coverage can help pay for accident-related medical treatment. It may also protect you if you're sued.
After a fender-bender, the other driver goes to the hospital with a broken nose. Bodily injury liability compensates for their medical bill.
Medical Expense Coverage
If you were injured in a car accident, medical expense coverage helps pay for medical care for you and your passengers, regardless of who is at fault.
A car backed into you, causing your passenger to hit their head and need stitches. Medical expense coverage can help pay for their medical bills.
Personal Injury Protection Coverage
Personal injury protection coverage helps reimburse you and your passengers for lost income and medical or child-care costs, no matter who is at fault.
Another driver ran a red light and T-boned your vehicle, breaking your passenger’s hip. Personal injury protection will help cover their medical bills and lost wages, up to your policy limit.
Car Insurance Coverage Add-Ons
Service Add-Ons
Add-Ons for Damages
Add-Ons for More Protection
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*Daily allowances or limits may vary by policy.
**Customers who bundle auto and home insurance policies may save up to 23% on both policies together (as of July 2022). Discounts may vary by state, property, policy form and company underwriting the auto and/or home policy. Discounts may not apply to all coverages on an auto or property policy.