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Water Backup & Sump Pump Failure Coverage

Home Insurance Add-On

  • Helps repair damages caused by a backed-up drain tile or failed sump pump
  • Protect your finances from losses that standard homeowners insurance doesn't usually cover
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What is water backup & sump pump failure coverage?

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Water Backup & Sump Pump Failure Coverage Examples

Water backup and sump pump failure coverage helps pay for costly basement repairs after a covered loss. It also helps replace damaged belongings. Learn more from the following examples.
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Did you know?
Installing smart water leak detectors can also help prevent water damage. You may even get insurance discounts with our Safe, Secure, Smart Home program.**
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Sewer System Failure

Backed-up sewer lines can overflow into your home and require expensive repairs. Adding water backup coverage to your home insurance policy can help you cover those unexpected costs.

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Sump Pump Overflow

Sump systems are designed to drain water but can fail when they lose power, break from age or too much water enters the basement. If yours fails and causes water damage, this policy may help to cover repairs or replacements.

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Blocked Drain Tile

Drain tiles absorb water in the ground and channel it away from your home’s foundation. Obstacles, such as tree roots, can interfere and put extra pressure on your sump pump. This coverage can help pay to restore the flow.

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*American Family Insurance is a participating company in the National Flood Insurance Program (NFIP). NFIP is managed by the Federal Emergency Management Agency (FEMA), a component of the U.S. Department of Homeland Security (DHS). Flood insurance is a separate policy underwritten by NFIP.

**Policyholders may qualify for the Safe, Secure, Smart Home discount when installing and activating an eligible smart home device. Discounts and savings amounts and eligibility will vary. Some restrictions apply. Discounts may vary by state, property, policy form and company underwriting the homeowners policy. Discounts may not apply to all coverage on a property policy.